Do Companies that give bad credit personal loans allowed to ask for a couple months payment up front?

thinline asked:


I applied for a bad credit perosnal loan online. A company called Birchmount Lending called stating i was approved for 5000.00, with monthyl payments of 224.54 for 2 years. But since my credit wasnt the best i would have to give them 4 payments upfront. Tell me what you think

Steven

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Business Taxes - I closed my Corp in Mass - will I need to pay taxes on forgiven credit cards or loans ?

soumbooki asked:


I filled Personnel Chapter 7 but the corp.’s loans and credit cards where guaranteed by my me. Will I still need to pay taxes since they will be considered income?

Anita

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Where can I find a list of lenders that offer bad credit loans w/o a co-signer?

Shaneka D asked:


I am looking for a personal bad credit loan. Not a payday advance. No application fees and no money upfront. No lender referal fee services please. I need at least $5000 or more. I have searched and came up w/ negative and costly results. Please help. Thank you!

Peter

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Anyone here ever bought his own car and paid with his own cash for it?

WAVES asked:


just wondering if I am the only one who never got a loan for a car.
well done!
I don’t expect many replies to this Question :)

Billy

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Any companies that deal specifically with bad credit auto loans?

siemprecali07 asked:


I went to a few car dealerships, but no one will approve me because I only have a 505 credit score. They said the only way is if I can get a cosigner.. which I dont have one. Does anyone know if there are companies or car dealers that deal with just bad credit car loans?

Antonio

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Can I consolidate students loans and credit card to get a lower monthly payment?

summerlvr asked:


I have 3 student loans out from college: 1 state, 1 federal, and 1 from my bank and a maxed out credit card that I am paying off. Is there a way I can consolidate all of these together for a lower monthy payment? Right now I pay each bill seperatly and the interest rates keep climbing! Any advice? I am under the impression that I cannot consolidate state and federal loans together…am I wrong about this?

Herbert

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Which of these is not an operating cashflow?

atlantisflicka asked:


a) Cash paid on Wages
b) Cash paid on interest
c) Cash paid on the principal balance of a long-term loan
d) Cash payment of an outstanding account with an inventory supplier

An explanation on why it is not an operating cashflow would be apprachiated.

Danielle

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Do credit loans affect your credit score?

Shon asked:


I’ve been offered a “personal loan” from Chase. However, it does not seem to be a true personal loan, rather a form a credit. Does anyone know more about this type of loan/credit. I’d like to use for for debt consolidation, but rather not if it will do more harm.

Annette

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how does student loan consolidation work?

blueyedwoman2006 asked:


I am wondering how student loan consolidation works,,, once i consloidate my loans do i get a sum of cash? i know i have gotten offers that say up to $2000 now if you consolidate. does that mean i get $2000 for myself, or do they take that off the ammount of the loan.

Brandon

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is it smart to pay off student loans with a credit card?

VanillaIce asked:


lets assume i can find a way to have my credit card pay for my direct loans. credit card is 0% apr for 12 months and loans is 3.5% fixed. Assuming i can pay off everything in 12 months, should i do it? does it look bad on my credit report since students loans are “legit” while credit cards are “debt”?

Clifford

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