Posts Tagged ‘Cards Credit’

How high can my credit score climb if I have only credit cards in my credit history?

Kaytee asked: My current credit score is 745 and I’ve built it solely by using credit cards and paying on time (but never had any loans). Somebody told me that the abscence of installement-paid loan will prevent my score from climbing much higher. Is it true? Should I take some consumer loan to boost my [...]

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How do I pay off my credit cards and loans if the credit company or the the credit cousenling won’t help?

chickiechick asked: I have a debt of close to twenty thousand dollars. This is one credit card and one loan. I owe close to 700 dollars a month for both of these (combined). I cannot pay it and live. They are both through the same bank, but the bank will not [...]

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