Posts Tagged ‘Credit Loans’

Is it possible to have a great credit score with loans only?

Lynn asked: Is it possible to have a great credit score with loans only and no credit cards? I have bank loans for cars and personal loans but due to my inability to control spending on credit cards I don’t use them anymore. In fact, I am afraid of them…..Is not the choice [...]

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Do Companies that give bad credit personal loans allowed to ask for a couple months payment up front?

thinline asked: I applied for a bad credit perosnal loan online. A company called Birchmount Lending called stating i was approved for 5000.00, with monthyl payments of 224.54 for 2 years. But since my credit wasnt the best i would have to give them 4 payments upfront. Tell me what you thinkSteven

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Business Taxes - I closed my Corp in Mass - will I need to pay taxes on forgiven credit cards or loans ?

soumbooki asked: I filled Personnel Chapter 7 but the corp.’s loans and credit cards where guaranteed by my me. Will I still need to pay taxes since they will be considered income?Anita

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Do credit loans affect your credit score?

Shon asked: I’ve been offered a “personal loan” from Chase. However, it does not seem to be a true personal loan, rather a form a credit. Does anyone know more about this type of loan/credit. I’d like to use for for debt consolidation, but rather not if it will do more harm.Annette

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Can/should my wife and I roll our credit card/school loans into our mortgage?

lateralus3115 asked: We are first time buyers with $3500 in credit card and 3000 in school loans. We both have perfect credit. If this is an option how far does it go, do we do the car loan too?? We are planning on a 10% down payment and looking at a 200,000-250,000 [...]

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Does my credit score increase if I remove old loans and credit cards that are inactive?

Jay S asked: I want to raise my credit score. I have bank loans that I’ve paid, but they still show a credit limit accessible. I also have credit cards that I opened and I haven’t used. I only use two credit cards, but I’ve four cards inactive. What can I do? Thanks for your [...]

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credit loans?

faridrahbar@sbcglobal.net asked: i have this friend who says he found this website, you give them 15 grand and they will give you a loan of 250k, what the hell is he talking about? he says its legit .Sylvia

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does anyone have any resorces on low or bad credit home loans?

… asked: I am trying to find a home loan but i dont have good credit my score is pretty low and i dont have much of a down payment does anyone know of any place i could look to mabey get a home loan in florida? I am new to the whole process [...]

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Can I use my husband’s income but apply under just my name for credit/loans?

kat13 asked: My husband has bad credit, but I have fairly good credit. I was wondering if I’d be able to apply for credit/loans/mortgage just using my name, but putting down his income as in household income without having his credit looked at. I am a housewife, so I do not have any [...]

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Do i have to have good credit for federal loans and private loans for school?

Cameron C asked: I am applying for financial aid to pay for school, but I might need loans to help me besides the grants. Do I need good credit for me to get any type of loan to help pay school?Richard

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