naaanda asked: I would like to consolidate this debt i have of 13,000 since they are charging me 10% on apr. I was wondering if there is a better deal out there. My credit score is 740.
I have a credit union that offers 11% which is still too much.
I just want to consolidate this debt [...]
Shon asked: I’ve been offered a “personal loan” from Chase. However, it does not seem to be a true personal loan, rather a form a credit. Does anyone know more about this type of loan/credit. I’d like to use for for debt consolidation, but rather not if it will do more harm.Annette
Jay S asked: I want to raise my credit score. I have bank loans that I’ve paid, but they still show a credit limit accessible. I also have credit cards that I opened and I haven’t used. I only use two credit cards, but I’ve four cards inactive. What can I do? Thanks for your [...]
questions for all asked: I have a lot of loans, almost 100K as I am getting my PHD. There are number, about 15 individual loans. All other credit is on time and I make a good living. The loans are in deferrment, but does the number of individual loans affect score [...]
Nick asked: I heard that simply being married to someone with a low credit score will lower yours. I heard that it doesn’t matter if you do not have joint credit or loans, it will automatically go down. Is this true?Andrew
dtsalkire asked: I have a few credit cards that at one time I used but not longer use because I try to keep a 0% interest card and use that.
My question is should I close these cards? They all have $0 balances on them but I do not want to hurt my credit score [...]
